Transparent Pricing

Every euro accounted for — from farmer to your table

68%
goes to the producer
16%
shared infrastructure
6%
platform technology
0
hidden fees

Where Does Your Money Go?

When you buy local food through Ekompi, every cent is accounted for. There are no hidden fees, no middleman chains — just a transparent split between the people and infrastructure that bring food from farm to you.

10 € customer pays

Example: 10.00 EUR food product, Uudenmaan ruoka food hub (22.8% margin, 70/30 split)

Ekompi vs REKO vs Traditional Retail

Three models, three trade-offs. Traditional retail takes the biggest cut. REKO eliminates middlemen but requires producer presence at every pickup. Ekompi combines fair pricing with scalable infrastructure.

Traditional retail chain — producer gets 30–40%
Producer 35%
Wholesaler
Distributor
Retailer
Tax
REKO ring — producer gets 88%*, no fees
Producer 88%
Tax
Ekompi food hub — producer gets 68%
Producer 68%
Food Hub
Ekompi
Tax

* REKO producer gets full price minus VAT, but hidden costs (time, transport, no-shows) are not included.

Traditional Retail REKO Ring Ekompi Food Hub
Producer gets 30–40% of retail price 88% (price minus VAT) 68% of retail price
Platform fees Listing fees, slotting fees None (Facebook is free) None — included in margin
Middlemen 3–5 layers (40–60%) 0 layers 1 layer (16% shared infra)
Producer time per sale Low (deliver to wholesaler) High — attend every pickup Low (deliver to food hub)
Cold chain Full chain No — products hand-delivered Refrigerated pickup points
Order management POS / ERP systems Manual (Facebook comments) Automated (online store)
Payment Invoice / card Cash or MobilePay at pickup Online payment (Paytrail)
Scalability High (corporate infrastructure) Limited by producer time Scales with community
Who controls it Corporations Individual producers Producers & customers together
Transparency Producer rarely knows retail price Direct — producer sets price Full breakdown visible to all

REKO works great for small-scale direct sales — but as order volume grows, the producer's time at every pickup becomes the bottleneck. Ekompi picks up where REKO leaves off: producers deliver once to the food hub, and customers pick up on their own schedule.

What the Food Hub Share Pays For

The food hub is not a company taking a cut. It is shared cooperative infrastructure — owned by the producers and customers who use it. Every euro of food hub share goes back into the system.

Pickup Points

Physical locations where customers collect orders. Rent, equipment, signage, and maintenance. More points = shorter distances for customers.

IoT Smart Doors

Smart locks opened with your phone. Flexible pickup windows with no staff on-site. Hardware: locks, controllers, connectivity.

Cold Storage & Shelving

Refrigerators, freezers, and organized shelving. Keeps produce fresh from farm to customer. Ongoing electricity and upkeep.

Picking & Assembly

Turning bulk farm deliveries into individual customer orders. Sorting, weighing, packing — hands-on work every distribution round.

Logistics

Getting products from farms to pickup points. Delivery routes, distribution schedules, and coordination between producers.

Food Hub Manager

The coordinator who onboards producers, communicates with customers, manages schedules, and keeps everything running.

The virtuous cycle: More pickup points → more convenient → more customers → more orders → more income for producers → more producers join → better selection → more customers. The food hub share is fuel for this cycle.

How the Price Is Built

Starting from what the producer wants to earn:

Step What happens Example
Producer Price What the farmer sets as their price 6.80 €
+ Margin (22.8%) Added for food hub + platform operations 2.01 €
= Price without tax Net price before VAT 8.81 €
+ VAT (13.5%) Tax added on top 1.19 €
= Customer Price What the customer pays 10.00 €

The margin is then split between the food hub (70%) and the Ekompi platform (30%). The producer's price is never touched — the margin is added on top, not taken from the producer.

The margin split

Recipient Share Amount What it funds
Food Hub 70% of margin 1.41 € Pickup points, logistics, staff, cold storage
Ekompi 30% of margin 0.60 € Platform development, hosting, payments, support
Total margin 2.01 €

Price Examples

What producers earn at different price points

Uudenmaan ruoka settings (22.8% margin), food products (VAT 13.5%):

Producer sets Margin Food Hub Ekompi Tax Customer pays
3.00 € 0.89 € 0.62 € 0.27 € 0.53 € 4.42 €
5.00 € 1.48 € 1.04 € 0.44 € 0.87 € 7.35 €
7.00 € 2.07 € 1.45 € 0.62 € 1.22 € 10.29 €
10.00 € 2.95 € 2.07 € 0.88 € 1.75 € 14.70 €
15.00 € 4.43 € 3.10 € 1.33 € 2.62 € 22.05 €
20.00 € 5.91 € 4.14 € 1.77 € 3.50 € 29.41 €

Different Food Hubs, Different Margins

Each food hub sets its own margin based on operating costs. Same 10.00 EUR product:

Uudenmaan ruoka Keski-Suomen ruoka
Margin setting 22.8% 34.2%
Hub / Platform split 70 / 30 80 / 20
Producer gets 6.80 € (68%) 5.80 € (58%)
Food Hub gets 1.41 € 2.41 €
Ekompi gets 0.60 € 0.60 €
Tax (13.5%) 1.19 € 1.19 €
Customer pays 10.00 € 10.00 €

Higher margin means the food hub invests more in infrastructure. Lower margin means more goes directly to the producer. Each community finds its own balance.

Effect of VAT Rate

Same product (producer price 7.00 €), Uudenmaan ruoka settings. The margin split stays the same regardless of VAT — tax is always added on top.

VAT Rate Used for Price ex. tax Tax Customer pays
0% Zero-rated 9.07 € 0.00 € 9.07 €
13.5% Food products 9.07 € 1.22 € 10.29 €
25.5% Non-food products 9.07 € 2.31 € 11.38 €

Key Principles